Financial Benefits of Pre-Planning Your Funeral

By: Tom Gallagher
Wednesday, January 29, 2020

Many funeral homes offer pre-planning services, allowing people to plan their funeral or memorials in advance. At Thomas M. Gallagher Funeral Home, we encourage people to consider it because pre-planning offers several great benefits. It doesn’t just help ensure your wishes are carried out, but also offers some financial advantages. Here’s a look at what you can expect:

1. Funeral Costs Increase Over Time

Funeral costs increase with rising overhead costs. A service that could be done in $5,000 a decade ago now costs twice the amount. A pre-planned funeral is based on current rates, which means you can save several thousand dollars by avoiding inflation.

2. Risk of Overspending

Loved ones don't make sound financial decisions when grieving. It's common for people to overspend on funerals or feel guilty about not spending enough. Pre-planning allows you to control over the funeral budget. Clients can choose a plan that they can afford and don't need to worry about people splurging on them.

3. Payment Plans

Many funeral homes allow clients to pay for pre-planned arrangements in small installments. Instead of spending $10,000 in a lump sum, you can pay it over 2-3 years. Payment plans are comfortable and ease the financial burden of funeral costs. Families don’t need to use insurance money or savings to pay for the arrangements up-front.

Pre-planning doesn’t require a lot of plan or effort. A funeral director will explain everything involved carefully and help you make the right decisions. Clients only need to fill out a simple form, state their preferences, choose the type of funeral and then decide on a suitable payment plan for the arrangements.

If you want to know more about funerals or want to plan one, don’t hesitate to call us at Thomas M. Gallagher Funeral Home for more information.

Leave a comment
Name*:
Email:
Comment*:
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.

Comments

Please wait

Previous Posts

Information About Green Burials

We've come to expect certain things at a funeral in the United States, such as an elegant casket, many flowers, the deceased being embalmed, and other such rituals. But how important are those extr...

How Long Does It Take To Receive The Ashes After Cremation?

The cremation process depends on several factors, so the time needed to obtain ashes following cremation varies. How long, though, until the family receives the ashes after cremation? The cremation...

Etiquette For Social Media Condolences

Clients frequently inquire at Thomas M. Gallagher Funeral Home about the etiquette to follow for social media condolences. Without a doubt, sharing the news of a death and the details of the memori...

Do You Still Have To Wear Black To A Funeral Or Memorial?

Funeral attire can be tricky for those who have never attended one before. We get asked, "Should we wear black to the funeral?". To avoid disrespecting the deceased and their family and look your b...

Cremation vs. Burial Costs

Cremation is an option that has been around for centuries but is not widely chosen in the United States. Many people are curious about cremation because it offers an alternative to costly and time-...

5 Things To Think About Before Organizing A Funeral

When a close relative passes, you must see that all necessary arrangements are made. Thomas M. Gallagher Funeral Home recognizes the difficulty of this undertaking. Things to Think About While Org...

Trust the Feeling of Moving On, Even if your Heart Doesn't Feel Ready

At first, grief obscures your vision and creates a wall between you and the reality you once knew. You believed it would lift, as the fog does, but even after several days and weeks underneath its ...

The Importance Of A Funeral Procession

Funeral processions conjure images of long lines of slow-moving cars, huge crowds, and famous people. While this may not be the case during a large gathering of family and friends, many adhere to t...

How Long Can A Person Be On Hospice?

Hospice care is designed specifically for persons nearing the end of their lives and requiring support. Emotional and psychological assistance and comfort are provided in a time of need. For the mo...

Grief - What is "Normal"?

Grief is a normal reaction to losing someone or something significant to you. You might experience a range of feelings, including despair or loneliness. At Gallagher Funeral Home, we recognize that...