Financial Benefits of Pre-Planning Your Funeral

By: Tom Gallagher
Wednesday, January 29, 2020

Many funeral homes offer pre-planning services, allowing people to plan their funeral or memorials in advance. At Thomas M. Gallagher Funeral Home, we encourage people to consider it because pre-planning offers several great benefits. It doesn’t just help ensure your wishes are carried out, but also offers some financial advantages. Here’s a look at what you can expect:

1. Funeral Costs Increase Over Time

Funeral costs increase with rising overhead costs. A service that could be done in $5,000 a decade ago now costs twice the amount. A pre-planned funeral is based on current rates, which means you can save several thousand dollars by avoiding inflation.

2. Risk of Overspending

Loved ones don't make sound financial decisions when grieving. It's common for people to overspend on funerals or feel guilty about not spending enough. Pre-planning allows you to control over the funeral budget. Clients can choose a plan that they can afford and don't need to worry about people splurging on them.

3. Payment Plans

Many funeral homes allow clients to pay for pre-planned arrangements in small installments. Instead of spending $10,000 in a lump sum, you can pay it over 2-3 years. Payment plans are comfortable and ease the financial burden of funeral costs. Families don’t need to use insurance money or savings to pay for the arrangements up-front.

Pre-planning doesn’t require a lot of plan or effort. A funeral director will explain everything involved carefully and help you make the right decisions. Clients only need to fill out a simple form, state their preferences, choose the type of funeral and then decide on a suitable payment plan for the arrangements.

If you want to know more about funerals or want to plan one, don’t hesitate to call us at Thomas M. Gallagher Funeral Home for more information.

Leave a comment
Name*:
Email:
Comment*:
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.
Refresh
Audio

Comments

Please wait

Previous Posts

Does A Funeral Service Have To Be Held In A Funeral Home Or Church?

Traditionally, funeral services have been held in funeral homes or churches. However, modern funeral practices have evolved, allowing for more flexibility in choosing a location for honoring and re...

When I Bury Or Entomb Cremated Remains, Can I Keep A Separate Small Amount?

When faced with the complex and emotional issue of how to dispose of a loved one's body, many families discover that cremation is both a practical and affordable choice. What happens to the cremate...

Can I Supply My Own Container For Cremated Remains?

As the cost of traditional funerals skyrockets, more and more people are turning to cremation as a budget-friendly alternative that still honors their loved ones' final wishes. However, at Thomas G...

We Personalize So Much in Our Lives, Why Should Our Funeral Be Any Different?

Many aspects of our lives are tailored to reflect each person's distinct personality and interests. We all have our own sense of style, taste, and special occasions. We cook food based on our taste...

Making Sense Of Intense Emotions

Intense emotions are a natural part of the human experience, but they can be overwhelming and challenging to navigate. It's normal to feel a range of emotions, including joy, anger, sadness, and fe...

Ways To Personalize Your Loved One's Gravesite

The gravesite of a loved one can serve as a place for reflection, remembrance, and honoring their memory. When you personalize your loved one’s gravesite, the spot can become even more special and ...

Can I Rent A Casket For A Ceremony/Gathering Before Cremation?

At Thomas M. Gallagher Funeral Home, we know that planning a funeral or memorial service for a loved one can be emotionally challenging, and the decisions surrounding the disposition of the body ca...

Can I Still Have A Gathering/Visitation/Service If I Choose Cremation?

Although the concept of cremation may be novel to some, the practice has a long and storied history. Many cremation urns of different types have been discovered in ancient tombs. Those who don't wa...

Can I Scatter Cremated Remains On My Own Property?

Many people turn to Greenwich CT Funeral Homes, like Thomas M. Gallagher Funeral Home, for pre-planning or cremation services. When a family decides to cremate a loved one, one of their primary con...

Where Can I Scatter Cremated Remains?

One of the most common concerns expressed by families that cremate a loved one is what they will do with the ashes. Scattering cremated remains in a meaningful site is a common practice, although i...